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In order to fully understand how a Spouse may be classified under UNSMIS, the below table will assist in giving a clear and visual picture of the various scenarios.
| Situation | Contributing member | Situation of spouse | Calculation of contribution | |
|---|---|---|---|---|
| for the member | for the spouse | |||
|
1 |
Staff member |
Dependant (income less than G1 step 1) |
Premium for member with dependant |
Included in premium of member |
|
2 |
Staff member |
Not dependant; not staff member |
Premium for member in service without dependants |
Premium for specially protected person |
|
3 |
Staff member |
Not dependant; staff member of an affiliated Organization of the Society |
Premium for member in service without dependants |
Premium for member in service without dependants |
|
4 |
Staff member |
UNJSPF pensioner recognized by the Society as dependant (income less than Gl, step 1 declared by staff member) |
Premium for member in service with dependant |
Included in premium of member |
|
5 |
Staff member |
UNJSPF pensioner with income (including pension) exceeding G1, step 1 |
Premium for member in service without dependants |
Premium for retired member without dependants |
|
6 |
Retired staff member |
Dependant (income less than G1, step 1 declared by staff member) |
Premium for retired member without dependants |
Included in premium of member |
|
7 |
Retired staff member |
Not dependant |
Premium for retired member without dependants |
Premium for specially protected person |
|
8 |
Retired staff member with income (including pension) less than a G1 Step 1 |
Staff member of an organization affiliated to the Society |
The spouse, being in service, becomes the member and pays the premium for a member in service with dependants (situation 4). |
The retired staff member becomes the spouse; His or her premium is included in that of the member. |
|
9 |
Retired staff member with income (including pension) exceeding G1 Step 1 |
Staff member of an organization affiliated to the Society |
The retired staff member pays the premium for a retired member without dependants. |
The spouse, being in service, stays the member and pays the premium for a member in service without dependants (situation 5). |
|
10 |
Retired staff member |
UNJSPF pensioner with income of less than Gl, step 1 declared to the Society |
Premium for retired member with dependant |
Included in the premium of the member |
|
11 |
Retired staff member |
UNJSPF pensioner with income (including pension) exceeding G1, step 1 |
Premium for retired member without dependants |
Premium for retired member without dependants |