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In order to fully understand how a Spouse may be classified under UNSMIS, the below table will assist in giving a clear and visual picture of the various scenarios depending on the recognition of dependency by Human Resources..
| Situation | Contributing member | Situation of spouse | Calculation of contribution | |
|---|---|---|---|---|
| for the member | for the spouse | |||
| 1 | Staff member | Dependant (income less than G1 step 1) | Premium for member with dependant | Included in premium of member |
| 2 | Staff member | Not dependant; not staff member | Premium for member in service without dependants | Premium for specially protected person |
| 3 | Staff member | Not dependant; staff member of an affiliated Organization of the Society | Premium for member in service without dependants | Premium for member in service without dependants |
| 4 | Staff member | UNJSPF pensioner recognized by the Society as dependant (income less than Gl, step 1 declared by staff member) | Premium for member in service with dependant | Included in premium of member |
| 5 | Staff member | UNJSPF pensioner with income (including pension) exceeding G1, step 1 | Premium for member in service without dependants | Premium for retired member without dependants |
| 6 | Retired staff member | Dependant (income less than G1, step 1 declared by staff member) | Premium for retired member without dependants | Included in premium of member |
| 7 | Retired staff member | Not dependant | Premium for retired member without dependants | Premium for specially protected person |
| 8 | Retired staff member with income (including pension) less than a G1 Step 1 | Staff member of an organization affiliated to the Society | The spouse, being in service, becomes the member and pays the premium for a member in service with dependants (situation 4). | The retired staff member becomes the spouse; His or her premium is included in that of the member. |
| 9 | Retired staff member with income (including pension) exceeding G1 Step 1 | Staff member of an organization affiliated to the Society | The retired staff member pays the premium for a retired member without dependants. | The spouse, being in service, stays the member and pays the premium for a member in service without dependants (situation 5). |
| 10 | Retired staff member | UNJSPF pensioner with income of less than Gl, step 1 declared to the Society | Premium for retired member with dependant | Included in the premium of the member |
| 11 | Retired staff member | UNJSPF pensioner with income (including pension) exceeding G1, step 1 | Premium for retired member without dependants | Premium for retired member without dependants |