Is my Spouse a Dependent or an SPP?

In order to fully understand how a Spouse may be classified under UNSMIS, the below table will assist in giving a clear and visual picture of the various scenarios.

Situation

Contributing member

Situation of spouse

Calculation of contribution

for the member

for the spouse

1

Staff member

Dependant (income less than G1 step 1)

Premium for member with dependant

Included in premium of member

2

Staff member

Not dependant; not staff member

Premium for member in service without dependants

Premium for specially protected person

3

Staff member

Not dependant; staff member of an affiliated Organization of the Society

Premium for member in service without dependants

Premium for member in service without dependants

4

Staff member

UNJSPF pensioner recognized by the Society as dependant (income less than Gl, step 1 declared by staff member)

Premium for member in service with dependant

Included in premium of member

5

Staff member

UNJSPF pensioner with income (including pension) exceeding G1, step 1

Premium for member in service without dependants

Premium for retired member without dependants

6

Retired staff member

Dependant (income less than G1, step 1 declared by staff member)

Premium for retired member without dependants

Included in premium of member

7

Retired staff member

Not dependant

Premium for retired member without dependants

Premium for specially protected person

8

Retired staff  member   with income (including pension) less than a G1 Step 1 

Staff member of an organization affiliated to the Society

The spouse, being in service, becomes the member and pays the premium for a member in service with dependants (situation 4).

The retired staff member becomes the spouse; His or her premium is included in that of the member.

9

Retired staff  member with income (including pension) exceeding G1 Step 1 

Staff member of an organization affiliated to the Society

The retired staff member pays the premium for a retired member without dependants.

The spouse, being in service, stays the member and pays the premium for a member in service without dependants (situation 5).

10

Retired staff member

UNJSPF pensioner with income of less than Gl, step 1 declared to the Society

Premium for retired member with dependant

Included in the premium of the member

11

Retired staff member

UNJSPF pensioner with income (including pension) exceeding G1, step 1

Premium for retired member without dependants

Premium for retired member without dependants